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clipped from www.sciam.com Top 10 Places Already Affected by Climate Change Climate scientists may still be debating to what extent climate change is going to translate into stronger and more frequent hurricanes, but insurance companies aren't waiting for the final answer. The 2004 and 2005 hurricane seasons, which included Hurricane Katrina and multiple landfalls in Florida, sent the industry reeling. More than 5.6 million claims paid out $81 billion.